25 questions from the Montana Notary Public Handbook. Pick an answer to see the rule behind it.
1. What specific information must a certificate of a remote notarization include in addition to the standard information?
Answer: A statement that the act was performed using communication technology. The rule mandates that the certificate indicate the use of communication technology for remote acts.
Montana Notary Public Handbook, page 24: “A certificate of a remote notarization or remote online notarization must include the information specified in subsection (1)(b), indicate that the notarial act was performed using communication technology, and include any other information required by rule.”
2. Under Montana law, what is the minimum continuing education requirement for a notary public renewing their commission if they complete hours in each of the previous 3 years rather than within the previous 12 months?
Answer: At least 2 hours in each of the previous 3 years. The statute sets the alternative renewal requirement at a minimum of 2 hours per year for the last three years.
Montana Notary Public Handbook, page 31: “(ii) in each of the previous 3 years, at least 2 hours of notary public continuing education approved by the secretary of state or by the commission of continuing legal education.”
3. Within what timeframe must a notary public notify the Secretary of State of any change in their information?
Answer: 30 calendar days. Section 44.15.106 requires notification within 30 calendar days of any change in information.
Montana Notary Public Handbook, page 36: “A notary public shall notify the Secretary of State within 30 calendar days of any change in the information on file with the Secretary of State, using the form prescribed by the Secretary of State”
4. How is the term "Outside the United States" defined for the purpose of determining jurisdiction in this context?
Answer: Any location outside the geographic boundaries of the United States, Puerto Rico, the United States Virgin Islands, or any territory, insular possession, or other location subject to the jurisdiction of the United States. The definition specifically lists Puerto Rico, the US Virgin Islands, and other US jurisdictions as being inside the boundary, making option B the precise definition provided.
Montana Notary Public Handbook, page 19: “"Outside the United States" means a location outside of the geographic boundaries of the United States, Puerto Rico, the United States Virgin Islands, or any territory, insular possession, or other location subject to the jurisdiction of the United States.”
5. If a principal is physically unable to sign a record, what specific wording must the notarial officer insert regarding the signature?
Answer: Signature affixed by (name of the other individual) at the direction of (name of principal intending to execute the record). The law mandates a specific phrase indicating that another individual signed at the principal's direction.
Montana Notary Public Handbook, page 32: “The notarial officer shall insert “Signature affixed by (name of the other individual) at the direction of (name of principal intending to execute the record)” or words with similar intent.”
6. When is a notarial officer required to refuse to perform a notarial act based on the signer's capacity?
Answer: If the officer is not satisfied that the individual executing the record is competent or has the capacity to execute the record. The handbook states that refusal is mandatory if the officer is not satisfied regarding the signer's competence or capacity to execute the record.
Montana Notary Public Handbook, page 31: “A notarial officer shall refuse to perform a notarial act if the notarial officer is not satisfied that: (a) the individual executing the record is competent or has the capacity to execute the record;”
7. Under Montana law, which authentication technologies are approved for verifying a signer who is not personally known to the notary?
Answer: Dynamic knowledge-based authentication, public key certificates, identity proofing, credential analysis with remote presentation, biometrics, and blockchain. The handbook lists these specific technologies as the approved methods for identification when the signer is not personally known.
Montana Notary Public Handbook, page 17: “The approved identification technologies are dynamic knowledge-based authentication, public key certificates, identity proofing, credential analysis with remote presentation, biometrics, and blockchain.”
8. Which specific notarial acts are restricted to notarial officers who are knowledgeable of the applicable legal requirements?
Answer: Certifying or attesting a transcript of an affidavit or deposition and noting a protest of a negotiable instrument. The handbook specifies that certifying/attesting transcripts and noting protests require specific knowledge of legal requirements.
Montana Notary Public Handbook, page 22: “The notarial acts of certifying or attesting a transcript of an affidavit or deposition and noting a protest of a negotiable instrument may be performed only by notarial officers who are knowledgeable of the applicable legal requirements.”
9. What condition must be met regarding the physical format of a tangible notary journal?
Answer: It must be a permanent, bound register designed to deter fraud. The rule specifies that tangible journals must be permanent and bound to prevent fraud, distinguishing them from loose-leaf or spiral-bound options.
Montana Notary Public Handbook, page 29: “The format of a journal maintained on a tangible medium must be a permanent, bound register designed to deter fraud.”
10. When a notary public charges an additional fee for travel, how is the maximum amount of that fee determined?
Answer: It must be equal to or less than the standard mileage rates allowed by the internal revenue service. The law ties the maximum allowable travel fee directly to the IRS standard mileage rates.
Montana Notary Public Handbook, page 33: “A fee charged for travel must be equal to or less than the standard mileage rates allowed by the internal revenue service.”
11. Under §1-5-622, MCA, when must a notary refuse to perform a notarization?
Answer: If the client’s competency or willingness is questionable. The rule requires the notary to refuse the act if there are doubts about the signer's competence or willingness.
Montana Notary Public Handbook, page 7: “Per §1-5-622, MCA, the notary must refuse to perform a notarization if the client’s competency or willingness is questionable.”
12. Under what condition may an employer retain a copy of a former employee's notary journal?
Answer: If the journal contains records of notarial acts performed within the scope of the employment. The handbook allows employers to keep copies only when the records pertain to work done within the scope of employment.
Montana Notary Public Handbook, page 29: “An employer may retain a copy of the journal of an employee who is a notary after the notary’s employment ceases if the journal contains records of notarial acts performed within the scope of the notary’s employment.”
13. Under what condition does a Montana notary public's commission authorize them to perform notarial acts in a bordering state?
Answer: If the bordering state recognizes the notary’s authority within that state. The handbook specifies that the authority extends to bordering states only if that specific border state recognizes the Montana notary's authority.
Montana Notary Public Handbook, page 22: “to perform notarial acts in any county in the state or in any bordering state if the border state recognizes the notary’s authority within that state.”
14. According to the Montana Notary Public Handbook, which of the following elements is required to be included in every notary journal entry?
Answer: The date and time of the notarization. The handbook lists the date and time as a mandatory element for journal entries, while prohibiting other personal identifiers like birthdates or SSNs.
Montana Notary Public Handbook, page 8: “The date and time of the notarization The type of notarial act performed The description of each document type The ID type used and the issue, and the expiration date The name, signature, and address should be written by the signer The fee, if applicable”
15. What is the maximum fine and possible incarceration period for violating §1-5-632 (1)(d), MCA, by modifying a notarial certificate without proper authorization?
Answer: A fine of $2,500 and possible incarceration for up to one year. The handbook specifies that unauthorized modification of a certificate results in a fine of $2,500 and possible incarceration for up to one year.
Montana Notary Public Handbook, page 14: “This violation includes a fine of $2,500 and possible incarceration for up to one year.”
16. What is the required notice period for a surety or issuing entity to give the secretary of state before canceling a notary public's assurance?
Answer: 30 days. The handbook specifies a mandatory 30-day notice period for the surety entity when canceling the assurance.
Montana Notary Public Handbook, page 30: “The surety or issuing entity shall give 30 days’ notice to the secretary of state before canceling the assurance.”
17. According to the handbook, within what timeframe must a notary notify the secretary of state after being convicted of a felony crime involving fraud, dishonesty, or deceit?
Answer: Within 30 days of the conviction. The law specifies a strict 30-day window for the notary to notify the secretary of state following such a conviction or plea.
Montana Notary Public Handbook, page 31: “A notary who is convicted of or pleads guilty or no contest to a felony crime involving fraud, dishonesty, or deceit shall notify the secretary of state within 30 days of the conviction or plea.”
18. What document conclusively establishes that the signature of a notarial officer is genuine and that the officer holds the indicated office for a notarial act performed under the authority of a foreign state?
Answer: An apostille in the form prescribed by the Hague Convention of October 5, 1961. The handbook states that an apostille issued by a Hague Convention party conclusively establishes the genuineness of the signature and the officer's title for foreign notarial acts.
Montana Notary Public Handbook, page 23: “An “apostille” in the form prescribed by the Hague Convention of October 5, 1961, and issued by a foreign state that is a party to the Hague Convention conclusively establishes that the signature of the notarial officer is genuine and that the notarial officer holds the indicated office.”
19. Which of the following individuals is authorized to perform notarial acts in Montana alongside a notary public?
Answer: A judge, clerk, or deputy clerk of any court of this state. The statute lists judges, clerks, and deputy clerks of courts as authorized individuals to perform notarial acts in addition to notaries public.
Montana Notary Public Handbook, page 22: “A notarial act may be performed in this state by: (a) a notary public of this state; (b) a judge, clerk, or deputy clerk of any court of this state”
20. Which of the following is NOT a required component of the Certification of Photograph structure under §1-5-610 (13), MCA?
Answer: The date the photograph was taken. The provided template requires the subject of the photo, the basis of verification, the date of certification, and the stamp/signature, but does not require the date the photograph itself was taken.
Montana Notary Public Handbook, page 13: “I certify that the attached photograph is an accurate representation of __________ based on _________ made by me on this ___ day of ____,_____. Affix notary stamp and signature”
21. If a notary public authorizes a third party to change or correct information on a previously completed certificate, what documentation requirement must be met?
Answer: The authorization must be granted in writing, with copies attached to the journal record. The handbook mandates that written authorization and copies of the message and changed certificate be attached to the journal record when a third party makes corrections.
Montana Notary Public Handbook, page 24: “If a notary public authorizes a third party to change or correct the information included or omitted on a previously completed certificate, the authorization must be granted in writing and a copy of the message authorizing the change and a copy of the changed certificate must be attached to the notary public’s journal record for that transaction.”
22. What is the maximum retention period a notary must maintain recordings of transactions performed using an electronic notarization system?
Answer: 10 years. The handbook states that the notary must retain possession of the recordings for a period of 10 years.
Montana Notary Public Handbook, page 16: “Must retain possession of recordings for 10 years”
23. How is the term "foreign state" defined for the purposes of recognizing foreign notarial acts in Montana?
Answer: Any government other than the United States, a state, or a federally recognized Indian tribe. The handbook defines "foreign state" as any government excluding the US, states, and federally recognized Indian tribes.
Montana Notary Public Handbook, page 23: “(6) For the purposes of this section, “foreign state” means a government other than the United States, a state, or a federally recognized Indian tribe.”
24. Regarding rules for electronic notarization systems, what limitation applies to the specific technology chosen?
Answer: The rules may not require or accord legal status to a specific system, technology, or technical specification. The law prohibits rules from favoring or mandating specific technologies or specifications for electronic notarial acts.
Montana Notary Public Handbook, page 33: “Rules adopted regarding the performance of notarial acts with respect to electronic records, electronic notarization systems, or communication technology may not require or accord legal status or effect to the implementation or application of a specific system, technology, or technical specification.”
25. What is the required sequence of steps for completing a notarial act involving a representative capacity signer?
Answer: Complete the journal entry, then complete the notarial certificate. The handbook lists the final steps in this order: completing the journal entry first, followed by completing the notarial certificate.
Montana Notary Public Handbook, page 10: “Complete the journal entry, followed by the completion of the notarial certificate”